Investment Management

Investment Management

Our investment management services combine institutional-quality portfolio construction with personalized service. We manage portfolios for individuals, families, trusts, foundations, and retirement plans.

Our Investment Philosophy

We believe in evidence-based investing grounded in academic research and time-tested principles:

• Asset Allocation: The primary driver of long-term returns
• Diversification: Reducing risk through broad exposure across asset classes
• Cost Management: Minimizing expenses to maximize net returns
• Tax Efficiency: Implementing strategies to reduce tax drag
• Risk Management: Protecting capital during market downturns
• Disciplined Rebalancing: Maintaining target allocations systematically

Portfolio Construction

We construct portfolios using a combination of:

• Low-cost index funds for core exposure
• Active managers in less efficient market segments
• Alternative investments for diversification
• Individual securities when appropriate
• Tax-efficient municipal bonds for taxable accounts

Ongoing Management

We provide continuous oversight including:

• Daily monitoring of portfolio performance and risk
• Systematic rebalancing to maintain target allocations
• Tax-loss harvesting to minimize tax burden
• Manager due diligence and replacement when necessary
• Quarterly performance reporting and commentary
• Annual strategy reviews and adjustments